Title: Managing Money
Memorize: There is desirable treasure, and oil in the dwelling of the wise, but a foolish man squanders it. Proverbs 21:20 (Nkjv)
Bible Reading: Proverbs 30:24-25 (Nkjv)
[24] There are four things which are little on the earth, But they are exceedingly wise:
[25] The ants are a people not strong, Yet they prepare their food in the summer
Message:
Managing money isn’t just for adults; it’s for everyone. As a teenager, you must master this skill early in life so that you Won’t live a broke life when you become an adult.
Before my children became teenagers, we taught them financial stewardship, and they all adhered to it.
Today, they are all doing well financially, all thanks to the grace of God.
In today’s Bible reading, the ant was deemed wise because it knows how to save food during summer when there is surplus.
It is a wise decision to set financial goals. If you get allowances from your parent or guardian or earn from your small business, you need to learn how to save before spending.
To manage your finances effectively, you can use a piggy bank or a savings app on your phone and save daily, weekly, or monthly.
You can save towards your self-development, such as learning a skill or taking a professional course.
Finally, keep a record of your spending; buy only what you need and not what you want.
By doing these intentionally, you would learn financial discipline, financial accountability, and financial management skills.
Reflection:
What’s your saving plan for the year?
HYMN 10: I’M PRESSING ON THE UPWARD WAY WAY
1 l’m pressing on the upward way,
New heights I’m gaining every day;
Still praying as I onward bound,
Lord, plant my feet on higher ground.
Refrain:
Lord, lift me up and let me stand,
By faith, on Heaven’s table land;
A higher plane than I have found;
Lord, plant my feet on higher ground.
2 My heart has no desire to stay
Where doubts arise and fears dismay;
Thơ’ some may dwell where these abound,
My pray’r, my aim is higher ground.
3. I want to live above the world,
Though Satan’s darts at me are hurled;
For faith has caught the joyful sound,
The song of saints on higher ground.
4 I want to scale the utmost height,
And catch a gleam of glory bright;
But still |Ill pray till Heav’n I’ve found,
Lord, lead me on to higher ground.
Bible In One Year: Matthew 11 Genesis 33-35
Authors: Pastor E. A. Adeboye and Pastor Folu Adeboye